Business Sales

    Expert guidance for buying or selling an existing business in the Upper Peninsula

    The Business Sale Process

    A structured approach to ensure a successful transaction

    1

    Valuation

    Determine fair market value based on financials and market conditions

    2

    Confidentiality

    Discrete marketing to protect your business and employees

    3

    Buyer Screening

    Qualify serious buyers with financial capability

    4

    Negotiation

    Skilled negotiation to maximize value and terms

    Business Valuation Methods

    Understanding how businesses are valued helps set realistic expectations

    Asset-Based

    Value of tangible assets minus liabilities. Best for asset-heavy businesses or liquidation scenarios.

    Income-Based

    Based on earnings (SDE or EBITDA) multiplied by industry factor. Most common for profitable small businesses.

    Market Comparison

    What similar businesses sold for. Useful when comparable sales data exists.

    Pro Tip: SDE vs EBITDA

    Small businesses typically use Seller's Discretionary Earnings (SDE): net profit plus owner salary and perks. Larger businesses use EBITDA. Properly calculating and presenting these figures is crucial. Buyers and lenders scrutinize these numbers closely.

    UP Business Types & Typical Multiples

    Business Type
    Examples
    Typical Multiple
    Retail Stores
    Gift shops, sporting goods, specialty retail
    1.5-2.5x SDE
    Restaurants/Bars
    Cafes, full-service, bars, food trucks
    1.5-3x SDE
    Service Businesses
    Landscaping, cleaning, home services
    2-3x SDE
    Professional Services
    Accounting, insurance, consulting
    2-4x SDE
    Tourism/Recreation
    Tours, rentals, outfitters
    2-3.5x SDE

    *SDE = Seller's Discretionary Earnings. Multiples vary based on business specifics, market conditions, and buyer financing.

    For Business Buyers

    • Business opportunity identification
    • Financial analysis and due diligence
    • Valuation assessment
    • Negotiation representation
    • Transaction coordination
    • Transition planning support

    For Business Sellers

    • Business valuation
    • Confidential marketing
    • Buyer qualification
    • Offer negotiation
    • Due diligence management
    • Closing coordination

    Transition Planning

    A smooth transition protects the business value you worked so hard to build

    1

    Pre-Closing (30-60 days)

    • Employee introductions
    • Customer relationship handoffs
    • Vendor account transitions
    • Training schedule creation
    2

    Transition Period (30-90 days)

    • Daily operations training
    • Customer introductions
    • Supplier meetings
    • System and process documentation
    3

    Post-Transition

    • Consulting availability (if agreed)
    • Non-compete period begins
    • Final payment milestones
    • Relationship maintenance

    Confidentiality is Paramount

    I understand the sensitive nature of business sales. All inquiries and transactions are handled with the utmost discretion to protect your employees, customers, and business reputation. Buyers sign NDAs before receiving any identifying information about your business.

    Common Seller Mistakes

    • • Telling employees or customers too early
    • • Not preparing financials properly
    • • Overpricing based on emotion, not data
    • • Neglecting the business during the sale process
    • • Not planning for life after the sale

    Business Sales FAQs

    How long does it take to sell a business?

    Most small businesses take 6-12 months to sell. Factors affecting timeline include asking price, business performance, industry, and financing availability. Well-prepared businesses with clean financials sell faster.

    What documents do I need to sell my business?

    At minimum: 3 years of tax returns, profit & loss statements, asset list, lease agreements, and any contracts (employees, vendors, customers). I help you organize everything buyers and lenders will request.

    Should I tell my employees I am selling?

    Generally no, not until a sale is imminent or you have specific concerns. Employee uncertainty can hurt business performance and leak to customers or competitors. We structure deals to protect your team.

    How are business sales typically financed?

    Often a combination: buyer down payment (10-30%), SBA loan (most common for small businesses), and seller financing (10-30%). Sellers who offer financing often get higher prices and faster sales.

    Ready to Buy or Sell a Business?

    Let's have a confidential conversation about your goals.

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