--- title: "Purchase Process Marquette MI | Dawn Florio" description: "Under contract guide: timeline from accepted offer to closing, tips to stay on track, and avoid delays." lang: en json-ld: | { "@context": "https://schema.org", "@type": "RealEstateAgent", "name": "Dawn Florio Real Estate", "description": "Your trusted real estate expert in Marquette County, MI. Brokered by RE/MAX 1st Realty.", "url": "https://startmynewbeginning.com", "telephone": "+1-906-360-0796", "email": "Dawn@Remax906.com", "address": { "@type": "PostalAddress", "streetAddress": "2854 Venture Drive", "addressLocality": "Marquette", "addressRegion": "MI", "postalCode": "49855", "addressCountry": "US" }, "openingHours": "Mo-Fr 09:00-16:30", "priceRange": "$$", "areaServed": { "@type": "City", "name": "Marquette County, Michigan" } } --- [906-360-0796 ](tel:906-360-0796)[Dawn@Remax906.com ](mailto:Dawn@Remax906.com) Brokered by RE/MAX 1st Realty [![Dawn Florio Real Estate logo](/assets/dfr-logo-white-DK1Kg6lF.avif)](/) [Home](/)[Listings](/Listings-Marquette-MI)[About](/About-Marquette-MI)[Services](/Services-Marquette-MI) [BuyerHUB](/BuyerHub-Marquette-MI) [SellerHUB](/SellerHub-Marquette-MI) [Contact](/Contact-Marquette-MI) [← Back to BuyerHUB](/BuyerHub-Marquette-MI) # From Accepted Offer to Closing Congratulations, your offer was accepted! Here's your roadmap for the next 30-45 days as we work toward getting you the keys to your new home. ## Your Closing Timeline A typical timeline from accepted offer to closing (30-45 days) Day 1 ### Offer Accepted - Sign purchase agreement - Submit earnest money - Notify lender Days 1-3 ### Get Started - Order home inspection - Provide documents to lender - Review title commitment Days 3-10 ### Inspection Period - Attend home inspection - Review inspection report - Submit repair requests Days 10-14 ### Inspection Resolution - Negotiate repairs/credits - Sign inspection amendment - Continue loan processing Days 14-21 ### Appraisal & Underwriting - Appraisal ordered by lender - Final loan documents submitted - Insurance quotes obtained Days 21-30 ### Final Preparations - Clear to close from lender - Final walkthrough - Review closing documents Day 30-45 ### Closing Day - Sign closing documents - Wire funds - Get your keys! ## Staying on Track Follow these guidelines to ensure a smooth path to closing ### Respond Quickly to Lender Requests Loan processing delays are the #1 cause of closing delays. Respond to document requests same-day if possible. ### Don't Make Major Purchases Avoid buying cars, furniture, or opening new credit cards. Any change to your financial picture can jeopardize your loan. ### Keep Your Schedule Flexible You may need to attend inspection, appraisal, or final walkthrough on short notice. ### Don't Change Jobs Employment changes can derail financing. If a job change is unavoidable, discuss with your lender first. ## Common Delays & Solutions Even the smoothest transactions can hit bumps. Here's what to watch for and how we prevent or handle common issues: ### Dawn's Role During This Phase Dawn will be tracking every deadline, coordinating with your lender and the title company, and keeping you informed every step of the way. If issues arise, she will work to resolve them quickly so you can close on time. Missing loan documents Create a folder with all financial documents ready to submit immediately Appraisal comes in low We can renegotiate or you may need to bring additional cash to closing Title issues discovered Title company works to resolve; may require seller action Inspection items not completed Verify all agreed repairs before final walkthrough Wire transfer delays Schedule wire 2-3 days before closing; never send wire info via email ## The Final Walkthrough Usually scheduled 24-48 hours before closing, this is your chance to verify the property is in the agreed-upon condition. We'll check that agreed repairs were completed, all fixtures are present, and the property is clean and ready for you to move in. ### Walkthrough Checklist - Test all appliances and systems - Run water in all sinks/showers - Check that agreed repairs were completed - Verify all fixtures and items included in sale - Look for any new damage - Confirm property is broom clean ## Dawn's Pro Tips Lessons from hundreds of transactions to help yours go smoothly ### Keep records organized Create a dedicated email folder and physical file for all transaction documents. You'll reference them during and after closing. ### Respond same-day When your lender or title company requests documents, respond within hours if possible. Quick responses prevent delays. ### Don't pack yet Wait until you're clear to close before packing. Delays can happen, and you don't want boxes everywhere for weeks. ### Schedule utilities early Contact utility companies a week before closing to schedule transfers. Some require advance notice. ### Keep cash reserves Don't spend every dollar on the purchase. You'll need funds for moving, immediate repairs, and unexpected expenses. ### Walk the property again Beyond the official final walkthrough, drive by periodically to ensure no changes have occurred. ## Under Contract FAQs ### Can the seller back out after accepting my offer? Once under contract, sellers can't simply change their mind. They'd need a valid contractual reason or face potential legal consequences. Buyer contingencies are more common exit points. ### What if the appraisal comes in low? Options include: renegotiating the price, paying the difference in cash, challenging the appraisal, or walking away (if you have an appraisal contingency). I'll guide you through the best approach. ### Can I visit the property before closing? Usually the contract allows for a final walkthrough 24-48 hours before closing. Additional visits should be coordinated with the seller's permission. ### What happens if we miss the closing date? We can often extend the closing date by mutual agreement. Extensions are common due to lender delays or title issues. Communication is key to keeping the transaction on track. ## Almost There! Learn what to expect on closing day and how to prepare for this final step. [← Negotiation Tips](/BuyerHub-Marquette-MI/Negotiation)[Next: Closing Day →](/BuyerHub-Marquette-MI/Closing) ![Dawn Florio Real Estate](/assets/dfr-logo-white-DK1Kg6lF.avif) ★ 2025 UP Realtor of the Year Your trusted real estate partner in Marquette County. Specializing in new beginnings and empowering clients through education. 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